Fifth Third Bank Associate Relationship Manager II. in Charlotte, North Carolina
Fifth Third Bank is one of the top-performing banks in the country, with a heritage that spans more than 150 years. We've staked our claim on looking at things differently to making banking a Fifth Third Better. This applies to our relationships with customers and employees alike.
We employ about 18,000 people, and what we offer is:
# A chance for employees to build their future, with supportive career development and financial wellness programs.
# An environment where we win together. We celebrate achievement and work collaboratively. We're also a three-time Gallup Great Workplace honoree.
# An invitation to impact lives in a positive and lasting way. Everything we do is geared toward improving lives. That's fun and exciting.
It comes down to the fact that Fifth Third is a warm and caring place to with which to grow # as a customer or as a team member.
Fifth Third Bank's Wholesale division offers banking, cash management, and financial services to large and middle market businesses, government, and specialized industries. In addition to traditional lending and depository offerings, our commercial products and services include global cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, commercial leasing, and syndicated finance. We are a team of professionals focused on delivering innovative and client-specific solutions that leverage the Bank's expertise in treasury management, capital markets, and international products and services. Our sales process drives the delivery of financial solutions through a relationship team consisting of subject-matter experts who ensure all aspects of our client's needs are assessed and met.
The Associate Relationship Manager II (ARM II) is primarily responsible for partnering with Relationship Managers in sales and servicing, performing analytical tasks. In addition, a successful ARM II will work with Relationship Managers to identifyandassist in developing client solutions. The ARM II is knowledgeable on financial and risk analysis as well as having basic sales and business development acumen. The ARM II will have developed a further understanding of our products & services,willcontinue to develop sales competencies by working with customers on to deepen the relationship and be able to recognize new opportunities (prospecting), employ consultative selling strategies, and negotiate & bring proposals to closure.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensuresthatactions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
. Partner with Relationship Managers in sales and servicing, performing analytical tasks.
. Assist in identifying and qualifying prospects with limited guidance from Relationship Manager or RM Team Leads.
. Have direct contact with clients to conduct business development and enhancing the relationship
. Conduct industry research on prospects and current customers
. Create and maintain prospect profiles (including updates on CRM).
. Create and provide suggestions for client presentations.
. Work with Relationship Managers to identify client solutions.
. Obtain and input prospect KYC due diligence information.
. Conduct initial pricing analysis and generate relationship pricing model.
. Draft initial deal screen / opportunity memos.
. Attend and participate in client presentations at Relationship Managers request.
SUPERVISORY RESPONSIBILITIES: None
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
. Bachelor's degree in Business (e.g. Business Administration, Finance, Accounting) or equivalent work experience preferred.
. Minimum of 2 years of related Commercial Banking, finance, accounting required.
. Proficient knowledge of financial and risk analysis. Formal credit training required.
. Novice level knowledge of US economy and regulations and sales and business development acumen.
. Novice knowledge of commercial lending credit policies and guidelines.
. Novice understanding of corporate business structure and legal documents.
. Proficient knowledge of B2B, CCAS, AFS, RIMS, CHQ, Loan Doc Prep System (or equivalent vendor systems), and other banking systems.
. Local / Regional market dynamics understanding is preferred, but not required.
. Demonstrated expertise of strong verbal and written communication skills, with emphasis on experience in face-to-face negotiations and group presentation skills.
. Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks.
. Proficient in all Microsoft Office software.
. Normal office environment with little exposure to dust, noise, temperature and the like.
. Minimal travel required.
Fifth Third Bank is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.